5 American Express “Black Card” Alternatives

1. Chase Sapphire Reserve®

• Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
• 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
• Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
• Chase is not an affiliate partner with CardRates and does not review editorial content on our site

• See application, terms and details.

2. Capital One® Venture® Rewards Credit Card

• Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
• Earn unlimited 2X miles on every purchase, every day.
• Miles won't expire for the life of the account and there's no limit to how many you can earn
• Receive up to $100 application fee credit for Global Entry or TSA Pre✔®
• Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 15+ leading travel loyalty programs
• No foreign transaction fees

• See application, terms and details.

3. Chase Sapphire Preferred® Card

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
• 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
• Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
• Earn 5X points on Lyft rides through March 2022. That's 3X points in addition to the 2X points you already earn on travel.
• Chase is not an affiliate partner with CardRates and does not review editorial content on our site

• See application, terms and details.

4. The Platinum Card® from American Express

The Platinum Card® from American Express offers 60,000 Membership Rewards® points when you spend $5,000 during the first three months with the card. You’ll earn 5X points on flights and prepaid hotel stays, 1X on all other purchases.

Platinum Card® from American Express

You also get complimentary access to more than 1,200 airport lounges, a $200 statement credit for airline fees, select hotel credits and discounts, and $15/month in Uber Cash. The card charges a $550 annual fee.

5. Mastercard® Gold Card™

The Mastercard® Gold Card™ is made with 24K gold, weighs in at 22 grams, and charges a $995 annual fee. You get 1X points on all purchases plus a 2% bonus on cash back and airfare redemptions.

Mastercard® Gold Card™

The card offers many premium benefits, including airport lounge access, travel credits and insurance, 24/7 concierge service, and invitations to select experiences. Cardholders also receive special discounts with Postmates, Lyft, Boxed, ShopRunner, Fandango, and more.